UK Housing Market Update Higher LTI ratios to boost UK mortgage lending By allowing mortgage lenders to lend more for any given level of borrowers’ income, the relaxation of the cap on high loan-to-income lending last year suggests gross mortgage lending will rise faster... 4th February 2026 · 3 mins read
UK Housing Market Update Cap on ground rents unlikely to bring flats back into favour The £250 a year cap on ground rent charges announced by the Prime Minister on Tuesday will lower the running costs for some owner-occupiers and private landlords of leasehold homes, particularly flats... 27th January 2026 · 3 mins read
UK Housing Market Update UK RICS Residential Market Survey (Dec. 2025) The continued weakness in buyer sentiment, the further rise in the supply of homes for sale and the softening in rental demand recorded by the RICS survey in December implies that the risks to our... 15th January 2026 · 3 mins read
UK Housing Market Update House price growth to beat the consensus forecast in 2026 Lower inflation, lower interest rates, continued tight supply of new homes and the prospect of more high loan-to-income mortgage lending means we think annual house price growth will accelerate from 1... 6th January 2026 · 3 mins read
UK Housing Market Update UK RICS Residential Market Survey (Nov. 2025) Despite three quarters of the survey responses being gathered after the Budget, November’s RICS survey suggests buyer sentiment fell further in November even though actual housing activity and prices... 11th December 2025 · 3 mins read
UK Economics Update Autumn Budget 2025 Checklist This checklist helps clients track the policies and forecasts announced in the Chancellor’s Autumn Budget at 12:30pm (GMT) on Wednesday 26 th November. Read our Previews here. We will send a Rapid... 24th November 2025 · 3 mins read
UK Housing Market Update Mansion tax may not be as big as previously feared An average annual council tax surcharge in the Budget on 26 th November of possibly around £2,000 for owners of the most expensive homes may be only a modest drag on activity and prices at the top end... 21st November 2025 · 3 mins read
UK Housing Market Update UK RICS Residential Market Survey (Oct. 2025) October’s RICS survey provides further evidence that Budget uncertainty is dampening buyer sentiment and is contributing to the continued decline in the supply of rental properties. Tax rises in the... 13th November 2025 · 3 mins read
UK Housing Market Update Is this the start of a sharp slowdown in the UK housing market? Concerns over possible tax rises in the Budget on 26th November, higher mortgage rates and the weak jobs market have left the housing market paralysed. We doubt this is the start of a sharp slowdown... 14th October 2025 · 3 mins read
UK Housing Market Update UK RICS Residential Market Survey (Sep. 2025) September’s RICS survey provides further evidence that the prospect of tax rises in the Budget on 26th November has put the housing market on ice, particularly in London. If taxes on property were to... 9th October 2025 · 3 mins read
UK Housing Market Update UK RICS Residential Market Survey (Aug. 2025) August’s RICS survey shows that the combination of weak employment, rebounding mortgage rates and fears over tax rises in the Budget on 26 th November are holding back housing activity, while rents... 11th September 2025 · 3 mins read
UK Housing Market Update UK mortgage arrears may not have peaked just yet The weak labour market means it’s too soon to conclude that the share of mortgages in arrears won’t rise further, although it will remain low relative to past standards. 10th September 2025 · 3 mins read
UK Housing Market Update Prime central London house prices to continue to lag behind After falling by 16% from their 2021 peak to their recent trough in March, prime central London (PCL) house prices have risen in each of the three months to June. But with prime buyers less reliant on... 4th September 2025 · 3 mins read
UK Housing Market Update Possible UK landlord tax a headwind to supply and tailwind to rents If the Chancellor were to apply National Insurance tax to rental income in the Autumn Budget, it could further restrain the supply of rental properties and push up rents by more than otherwise. 28th August 2025 · 4 mins read
UK Housing Market Update Could UK property tax reforms boost the economy? The Chancellor is reportedly considering replacing stamp duty land tax and council tax with alternative property taxes in the Autumn Budget. Even if this was revenue-neutral, it could be more... 19th August 2025 · 5 mins read
UK Housing Market Update UK RICS Residential Market Survey (Jul. 2025) The still tight rental market and softening in housing activity recorded by the RICS survey in July implies that rents will continue to rise faster than house prices for another year or so. 14th August 2025 · 2 mins read
