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Investors’ ECB rate hike expectations look premature

There has been very little market reaction to the ECB raising its inflation target to 2%, probably because the change was broadly in line with expectations. But markets are discounting ECB rate hikes beginning in 2023, which we think is far too soon. Meanwhile, data published this week confirmed that consumers continue to build up large amounts of “excess” savings that could turbo-charge the economic recovery.

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