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Double-dip begins

The expiry of the homebuyer tax credit at the end of April has

triggered a double-dip in the housing market, with new home sales falling

particularly sharply in May. Of course, sales were always

going to decline once the tax credit expired, as purchases had been brought

forward from future months. But the drop in other measures of activity has been

even more marked. For example, since the end of April mortgage applications

have plunged by 42% to a 13-year low. That suggests underlying housing

demand is very weak.

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