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De Montfort Lending Review, full-year 2008

Broadly speaking, the De Montfort review for 2008 supports our long-held view that commercial property lending will remain weak for a prolonged period. The sanguine attitude of lenders towards breaches of loan-to-value ratios (LTVs) remains in place, but the continued economic recession means that the risk of default-driven foreclosures remains significant.

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