Filtered by Subscriptions: UK Housing Use setting UK Housing
This report is only available as a PDF. Click to download. … Land Registry house prices (Mar) …
28th April 2008
Many owner-occupiers are engaged in a form of speculation, in that whether, when, and how much space they buy is heavily influenced by their beliefs about the future course of house prices. As it becomes widely recognised that house prices are set to …
23rd April 2008
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (Mar.) …
Recent housing data suggest that although our forecast of a 5% fall in house prices this year is broadly on track, the risk of a weaker outcome has risen. We have also reduced our forecasts for economic growth both this year and next. The Bank of …
22nd April 2008
Developments over the past quarter have highlighted the downside risks to our house price forecasts. Accordingly, we have cut them. We now think that house prices will fall by 8% this year, rather than 5%. We have also nudged down our forecasts for 2009, …
21st April 2008
Clients may have seen an article in the Telegraph on Wednesday 16th April which reported that, according to research company Mintel, mortgage payments now take up a record 25% of the average household’s post-tax income. The report also noted that this …
18th April 2008
This report is only available as a PDF. Click to download. … CLG House Prices (Feb.) …
15th April 2008
This report is only available as a PDF. Click to download. … RICS Housing Market Survey (Mar.) …
By mid 2009, we expect base rates to have fallen 175 basis points (bps), to just 3.5%. Borrowers with an existing tracker mortgage will benefit, but new borrowers or those looking to remortgage may see mortgage interest rates fall by just half that …
9th April 2008
This report is only available as a PDF. Click to download. … Halifax House Price Index (March) …
8th April 2008
This report is only available as a PDF. Click to download. … Further house price falls on the way (Apr 08) …
3rd April 2008
This report is only available as a PDF. Click to download. … Bank of England Credit Conditions, 2008Q1 …
This report is only available as a PDF. Click to download. … UK Mortgage lending (February) …
2nd April 2008
The UK’s current account deficit has reached unsustainable levels. And any correction is likely to be very painful for the wider economy, incorporating a prolonged period of very weak domestic growth. We think that the UK economy will grow by just 1% next …
This report is only available as a PDF. Click to download. … Land Registry house prices (February) …
1st April 2008
Affordability in the housing market has never been worse. This is not the message given by standard measures because, by focusing only on initial payments, they ignore the fact that the real value of debt falls more slowly in a low inflation world. A …
31st March 2008
This report is only available as a PDF. Click to download. … Nationwide house prices (March) …
28th March 2008
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (February) …
27th March 2008
This report is only available as a PDF. Click to download. … CLG House Prices (Jan) & Mortgage Rates (Feb) …
11th March 2008
This report is only available as a PDF. Click to download. … RICS Housing Market Survey (February) …
The latest annual European Housing Report published by the Royal Institution of Chartered Surveyors (RICS) echoed other evidence pointing to a general slowdown in the pace of activity and price increases in housing markets across the region during 2007, …
7th March 2008
This report is only available as a PDF. Click to download. … RICS Residential Lettings Survey (Q4) …
6th March 2008
This report is only available as a PDF. Click to download. … Halifax House Price Index (Feb.) …
This report is only available as a PDF. Click to download. … Unsold stocks surge; house prices to remain under strain (Mar 08) …
3rd March 2008
This report is only available as a PDF. Click to download. … UK N'wide House Prices (Feb) & Mortgage approvals (Jan) …
29th February 2008
This report is only available as a PDF. Click to download. … Land Registry house prices (January) …
28th February 2008
We estimate that without the relaxation in credit conditions, average house prices would have risen by a cumulative 19% since the end of 2003. In fact, the Nationwide house price index reports that they have risen by 37% over this period. In other words, …
27th February 2008
This report is only available as a PDF. Click to download. … CML buy-to-let lending (2007H2) …
26th February 2008
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (Jan.) …
25th February 2008
The decision by three major lenders to withdraw their range of 100% to 125% mortgages will have only a limited direct dampening impact on the housing market, since the take-up of these loans has been low. However, to the extent that these moves reflect …
21st February 2008
Speculation is mounting that the Chancellor might ultimately decide to follow the US lead and deliver a fiscal stimulus to the economy. With the housing market in the doldrums, and first time buyer demand particularly weak, one option he might consider …
15th February 2008
The outlook for consumer spending has deteriorated and we have downgraded our consumer spending forecasts. We now expect real spending to rise by only 1.5% this year and 1.0% in 2009. … Households face a double whammy (Q1 …
13th February 2008
This report is only available as a PDF. Click to download. … RICS Housing Market Survey (January) …
This report is only available as a PDF. Click to download. … CLG House Prices (Dec) & Mortgage Rates (Jan) …
11th February 2008
This report is only available as a PDF. Click to download. … Mortgage arrears and possessions …
8th February 2008
This report is only available as a PDF. Click to download. … Does the credit crunch explain the fall in mortgage approvals? …
6th February 2008
This report is only available as a PDF. Click to download. … House price falls to be extended into 2008 (Feb 08) …
5th February 2008
This report is only available as a PDF. Click to download. … Halifax House Price Index (January) …
This report is only available as a PDF. Click to download. … Nationwide house prices (January) …
31st January 2008
This report is only available as a PDF. Click to download. … Mortgage lending (December) …
30th January 2008
This report is only available as a PDF. Click to download. … Land Registry house prices (December) …
29th January 2008
The increases in tracker rates announced by some mortgage lenders over the past few days add to other evidence that the recent improvement in the situation in financial markets has not prevented a further tightening of credit conditions. … Widening …
28th January 2008
We believe that buy-to-let (BTL) investors have priced aspiring first-time buyers (FTBs) out of the housing market over the last 3-4 years. Admittedly, BTL did not trigger the abrupt drop in FTB demand that we saw in 2003. As in the past, that was caused …
25th January 2008
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (Dec.) …
24th January 2008
This report is only available as a PDF. Click to download. … RICS Housing Market Survey (Dec.) …
16th January 2008
We have cut our house price forecasts from falls of 3% in both 2008 and 2009 to falls of 5% this year and 8% next. Data in the final quarter of 2007 revealed a rapidly cooling housing market and magnified our existing concerns about stretched …
15th January 2008
This report is only available as a PDF. Click to download. … CLG House Prices (November) …
14th January 2008
This report is only available as a PDF. Click to download. … Halifax House Price Index (December) …
8th January 2008
This report is only available as a PDF. Click to download. … Housing market correction is underway (Jan 08) …
7th January 2008
This report is only available as a PDF. Click to download. … UK Mortgage lending (Nov.) …
4th January 2008