UK Housing Market Focus Affordability – why it has never been worse Affordability in the housing market has never been worse. This is not the message given by standard measures because, by focusing only on initial payments, they ignore the fact that the real value of... 31st March 2008 · 1 min read
UK Housing Market Focus Has easy credit been driving house prices? We estimate that without the relaxation in credit conditions, average house prices would have risen by a cumulative 19% since the end of 2003. In fact, the Nationwide house price index reports that... 27th February 2008 · 1 min read
UK Housing Market Focus Have buy-to-let investors priced out first-time buyers? We believe that buy-to-let (BTL) investors have priced aspiring first-time buyers (FTBs) out of the housing market over the last 3-4 years. Admittedly, BTL did not trigger the abrupt drop in FTB... 25th January 2008 · 1 min read
UK Housing Market Focus What are the house-builders’ share prices telling us? 4th December 2007 · 1 min read
UK Housing Market Focus Will the new capital gains tax rules affect buy-to-let? 24th October 2007 · 1 min read
UK Housing Market Focus Is low social housing provision boosting private tenant demand? 20th September 2007 · 1 min read
UK Housing Market Focus Why is the US housing market weak but the UK's not? 9th July 2007 · 1 min read
UK Housing Market Focus Is immigration's impact on the housing market still small? 14th June 2007 · 1 min read
UK Housing Market Focus UK sub-prime mortgage lending: living on borrowed time? 28th March 2007 · 1 min read