UK Housing Market Data Response Bank of England Credit Conditions Survey (Q4) Today’s Credit Conditions Survey showed that in both the housing and commercial property markets lenders have continued slowly to improve the volume of credit that is available, if not its terms... 6th January 2011 · 1 min read
UK Commercial Property Data Response Bank of England Credit Conditions Survey (Q4) Today’s Credit Conditions Survey showed that in both the housing and commercial property markets lenders have continued slowly to improve the volume of credit that is available, if not its terms... 6th January 2011 · 1 min read
UK Housing Market Data Response Mortgage Lending (Nov.) The Bank of England’s measure of mortgage approvals for house purchase rose for first time in seven months in November. However, mortgage lending remains incredibly low by historical standards. This... 4th January 2011 · 1 min read
UK Housing Market Data Response BBA Mortgage Lending (Nov.) The decline in mortgage market activity continued in November. Approvals for house purchase dropped to their lowest level for twenty months. With lenders’ funding issues set to persist, if not... 23rd December 2010 · 1 min read
UK Housing Market Data Response FSA Mortgage Lending Statistics (Q3) Today’s FSA lending data confirm that mortgage lending criteria remained very tight in the third quarter. And while arrears and possessions improved as expected, the full impact of public sector job... 14th December 2010 · 1 min read
UK Housing Market Data Response RICS Housing Survey & CLG House Prices (Nov/Oct) Uncertainty stemming from the impact of the public sector spending cuts on the labour market, combined with the continued restrictions on mortgage supply, is taking its toll on the housing market. Two... 14th December 2010 · 1 min read
UK Data Response Halifax House Prices (Nov.) The underlying downward trend in house prices on the Halifax measure accelerated in November. With the debate as to whether house prices are falling settled, the issue now is how severe future falls... 9th December 2010 · 1 min read
UK Housing Market Data Response RICS Lettings Survey (Oct.) Strong tenant demand and a shortage of property for rent combined to push residential rents up for the third consecutive quarter. Yet the lack of buyer demand, growing expectations for further house... 1st December 2010 · 1 min read
UK Data Response Nationwide House Prices (Nov.) The underlying downward trend in house prices on the Halifax measure accelerated in November. With the debate as to whether house prices are falling settled, the issue now is how severe future falls... 1st December 2010 · 1 min read
UK Data Response Mortgage Lending (Oct.) The sixth consecutive monthly fall in mortgage approvals for house purchase underlines the message that the mortgage market is severely depressed. We expect it to remain that way throughout 2011. 29th November 2010 · 1 min read
UK Housing Market Data Response Land Registry Repeat Sales Index (Oct.) The second consecutive monthly drop in the Land Registry measure of house prices is further evidence that the devaluation is becoming more embedded. The fact that house prices are still overvalued... 26th November 2010 · 1 min read
UK Housing Market Data Response BBA Mortgage Lending (Oct.) This morning’s marginal rise in the total number of mortgages approved in October is not particularly encouraging, given that approvals for house purchase are still falling. With both lenders and... 23rd November 2010 · 1 min read
UK Housing Market Data Response CLG House Prices (Sep) The second fall in the government’s measure of house prices in almost a year and a half suggests that the recent weakness picked up by the more timely indices is finally showing through in house... 16th November 2010 · 1 min read
UK Housing Market Data Response CML Buy-To-Let Lending (Q3) Lending to the buy-to-let sector noticeably outperformed the wider market in the third quarter. But there is reason to expect lending to the sector to weaken soon. 11th November 2010 · 1 min read
UK Housing Market Data Response Mortgage Arrears and Possessions (Q3) The continued fall in the numbers of arrears and possessions in the third quarter is encouraging. But figures showing an increase in possession orders being sought and awarded may mean that the... 11th November 2010 · 1 min read
UK Housing Market Data Response RICS Housing Survey (Oct) The latest RICS housing market survey provides further evidence, if any were needed, that the house price outlook is weak. Most of the activity indicators deteriorated further in October and surveyors... 9th November 2010 · 1 min read