UK Housing Market Data Response BBA Mortgage Lending (Dec. 12) The recent growth in mortgage approvals appears to have stalled. While the FLS has helped to bring mortgage rates down, the depressed state of the economy is acting as a significant drag on housing... 24th January 2013 · 1 min read
UK Housing Market Data Response RICS Housing Market Survey (Dec. 12) The December RICS survey provided further evidence that the housing market strengthened towards the end of 2012. But it also suggested that the boost to lending activity from the FLS may be faltering. 15th January 2013 · 1 min read
UK Housing Market Data Response Halifax House Prices (Dec. 12) Another increase in house prices during December suggests that the underlying trend in the housing market is improving. But with 2013 likely to bring further headwinds to housing demand, we doubt this... 7th January 2013 · 1 min read
UK Housing Market Data Response Mortgage Lending (Nov. 12) Mortgage approvals for house purchase increased for the fifth month in a row in November, but the pace of improvement is showing signs of slowing down. 4th January 2013 · 1 min read
UK Housing Market Data Response Nationwide House Prices (Dec.) Today’s data from the Nationwide showed that house prices fell by 1% over 2012. With another challenging year for the economy ahead, further falls are likely. 3rd January 2013 · 1 min read
UK Housing Market Data Response Land Registry Repeat Sales Index (Nov.) Alongside other house price data, today’s Land Registry figures showed that house prices increased marginally towards the end of 2012. But with 2013 set to be another challenging year for the economy... 2nd January 2013 · 1 min read
UK Housing Market Data Response FSA Mortgage Lending Statistics (Q3 12) FSA data on the mortgage market in the third quarter make for grim reading, with lending down but mortgage rates and arrears both up. While it is too early for the FLS to have had an effect on these... 11th December 2012 · 1 min read
UK Housing Market Data Response RICS Housing Market Survey (Nov. 12) After a surprisingly strong set of results last month, a softening across most of the indicators in the November RICS survey confirms that the housing market is still very depressed. 11th December 2012 · 1 min read
UK Housing Market Data Response Halifax House Prices (Nov. 12) The largest monthly rise in house prices for eight months would seem to provide further evidence that the housing market is ending 2012 on a more positive note. But with the economy set for another... 6th December 2012 · 1 min read
UK Housing Market Data Response RICS Lettings Survey (Oct. 12) The slight strengthening in lettings market activity in the three months to October, suggests that many households remain unable or unwilling to obtain a mortgage. And alongside the weak outlook for... 29th November 2012 · 1 min read
UK Data Response Nationwide House Prices (Nov. 12) & Mortgage Lending (Oct. 12) Mortgage approvals are continuing to rise, helped by a further marginal fall in mortgage rates. But they remain far too low to kick-start a sustained recovery in house prices. 29th November 2012 · 1 min read
UK Housing Market Data Response Land Registry Repeat Sales Index (Oct. 12) Despite the best efforts of a still very buoyant prime London market, house prices in England and Wales as a whole dropped for the second consecutive month. 28th November 2012 · 1 min read
UK Housing Market Data Response BBA Mortgage Lending (Oct. 12) October delivered another healthy rise in mortgage approvals, which have now increased for four months in a row. But with significant headwinds on the horizon, we doubt this is the beginning of a... 23rd November 2012 · 1 min read
UK Housing Market Data Response RICS Housing Market Survey (Oct. 12) An improvement across nearly all the indicators in October is perhaps an early sign that housing market activity is finally starting to recover. But with demand and supply still in balance, we doubt... 13th November 2012 · 1 min read
UK Housing Market Data Response Mortgage Arrears and Possessions (Q3 12) A strong labour market combined with low and stable mortgage rates have not been able to prevent a small rise in mortgage arrears. Possessions are currently being kept low by continued lender... 8th November 2012 · 1 min read
UK Housing Market Data Response CML Buy-To-Let Lending (Q3 12) The soft tone of the latest figures on BTL lending are not a surprise given survey evidence that, after a strong 2011, demand from BTL investors has been moderating throughout the course of this year. 8th November 2012 · 1 min read
