UK Housing Market Data Response BBA Mortgage Lending (Feb. 13) Mortgage approvals for house purchase declined for a second consecutive month, indicating that the Funding for Lending Scheme is struggling to make a sizeable impact on mortgage lending. 25th March 2013 · 1 min read
UK Housing Market Data Response FSA Mortgage Lending Statistics (Q4 12) According to the FSA, gross mortgage lending declined in the fourth quarter compared to a year ago. That provides further evidence that the FLS has yet to boost mortgage lending, despite the continual... 12th March 2013 · 1 min read
UK Housing Market Data Response RICS Housing Market Survey (Feb. 13) Housing market activity continues to improve. But prices are still falling and if anything, given record low mortgage rates, the recovery has been disappointing. 12th March 2013 · 1 min read
UK Housing Market Data Response Halifax House Prices (Feb. 13) House prices increased in February, with the annual rate of growth the highest in 2½ years. But market fundamentals argue against a sustained improvement. 6th March 2013 · 1 min read
UK Housing Market Data Response Nationwide House Prices (Feb.) & Mortgage Lending (Jan. 13) Today’s housing market data highlight the risk that the renewed optimism towards the market which has been evident in recent weeks may be running ahead of itself. The broadly flat picture for house... 1st March 2013 · 1 min read
UK Housing Market Data Response Land Registry Repeat Sales Index (Jan. 13) January’s house price data provide little evidence that the modest improvement in national house price indices in recent months has become any less reliant on the strength of London. 28th February 2013 · 1 min read
UK Housing Market Data Response BBA Mortgage Lending (Jan. 13) Mortgage approvals for house purchase fell in January, the first decline for six months. While the bad weather didn’t help matters, this is a timely reminder that the recent pick-up in housing market... 25th February 2013 · 1 min read
UK Housing Market Data Response Housebuilding (Q4.) Housing starts dropped back in 2012 to below 100,000. But there are some indications that builders are beginning to see a modest increase in demand for new homes. 21st February 2013 · 1 min read
UK Housing Market Data Response Mortgage Arrears and Possessions (Q4 12) A further decline in the number of properties possessed by lenders is good news for households. But with real earnings continuing to fall, more borrowers are likely to fall into arrears over the... 14th February 2013 · 1 min read
UK Housing Market Data Response CML Buy-To-Let Lending (Q4 12) The BTL lending market showed further signs of recovery in the final stages of last year. This year, the low level of interest rates and the prospect of healthy tenant demand both argue that further... 14th February 2013 · 1 min read
UK Housing Market Data Response RICS Housing Market Survey (Jan.) The January RICS survey suggests the housing market had a faltering start to 2013. While mortgage rates are continuing to fall, first-time buyers face strict credit scoring criteria and house prices... 12th February 2013 · 1 min read
UK Housing Market Data Response Halifax House Prices (Jan.) The boost to house prices seen at the end of 2012 did not continue into early 2013. The housing market is currently being supported by Government interventions, but with most measures still pointing... 6th February 2013 · 1 min read
UK Data Response Nationwide House Prices (Jan.) Today’s news that house prices started the year with a modest rise provides some further evidence that the housing market is starting to respond to Government efforts to kick-start the sector. But it... 31st January 2013 · 1 min read
UK Housing Market Data Response Mortgage Lending (Dec. 12) Mortgage approvals resumed their upward trend in December. Whether this trend can continue may now depend upon the actions of the big lenders, who to date appear less keen to expand their mortgage... 30th January 2013 · 1 min read
UK Housing Market Data Response Land Registry Repeat Sales Index (Dec. 12) Today’s Land Registry data provides further evidence that house prices recovered towards the end of 2012. But with anaemic GDP growth expected over 2013, any sustained rise in house prices looks... 29th January 2013 · 1 min read
UK Housing Market Data Response BBA Mortgage Lending (Dec. 12) The recent growth in mortgage approvals appears to have stalled. While the FLS has helped to bring mortgage rates down, the depressed state of the economy is acting as a significant drag on housing... 24th January 2013 · 1 min read
