UK Housing Market Data Response Mortgage Lenders and Administrators Statistics (Q4) Loan to income ratios rose again in the final quarter of 2015, as the high level of house prices forced buyers to take on larger debts. But with the path for interest rates looking much shallower than... 8th March 2016 · 1 min read
UK Housing Market Data Response Nationwide and Halifax House Prices (Feb.) Nationwide recorded a small rise in house prices during February, while the Halifax recorded a sizable dip. This suggests that the rush to transact ahead of the stamp duty surcharge has not yet had a... 3rd March 2016 · 1 min read
UK Housing Market Data Response Mortgage Lending (Jan.) Mortgage approvals picked up in January, as buyers rush to transact before the stamp duty surcharge comes into force. But once the April deadline passes, we expect the upward pressure on approvals... 29th February 2016 · 1 min read
UK Housing Market Data Response Land Registry Repeat Sales Index (Jan.) According to the Land Registry, house price growth saw a sizable jump in January. But there is only limited evidence that house prices are responding to the influx of landlord buyers seeking to avoid... 26th February 2016 · 1 min read
UK Housing Market Data Response Housebuilding (Q4) Housing starts picked up in the final quarter of 2015. And while demand for newbuilds appears healthy, lingering labour shortages are likely to prevent housing starts from taking off this year. 25th February 2016 · 1 min read
UK Housing Market Data Response BBA Mortgage Lending (Jan.) Today’s BBA data recorded a sharp rise in mortgage approvals for house purchase. This points to a mortgage market that is heating up, as landlords and second home owners rush to transact before the... 24th February 2016 · 1 min read
UK Housing Market Data Response RICS Residential Market Survey (Jan.) This month’s RICS survey showed new buyer enquiries and new sales instructions picking up for a second month in a row. It seems increasingly likely that the first quarter of the year will see a... 11th February 2016 · 1 min read
UK Housing Market Data Response Halifax House Prices (Jan.) The Halifax index recorded another strong monthly rise in house prices in January. But with house prices already high, we think that the current rate of growth won’t be sustained for much longer. 4th February 2016 · 1 min read
UK Housing Market Data Response Mortgage Lending (Dec.) Despite the BBA reporting a drop in mortgage approvals for house purchase among the major high street banks last week, a stronger performance by smaller lenders meant that total approvals for house... 1st February 2016 · 1 min read
UK Housing Market Data Response Land Registry Repeat Sales Index (Dec.) House price growth accelerated in December, with the southern regions of the UK continuing to lead the pack. But the latest drop in transactions growth may be a sign that the current pick-up in house... 29th January 2016 · 1 min read
UK Housing Market Data Response Nationwide House Prices (Jan.) & BBA Mortgage Lending (Dec.) Nationwide recorded slower house price growth in January, while BBA mortgage approvals for house purchase fell for a second consecutive month. But if many buy to let landlords rush to transact before... 27th January 2016 · 1 min read
UK Housing Market Data Response RICS Residential Market Survey (Dec.) December’s RICS survey recorded the first rise in homes coming onto the market in nearly a year. But buyer numbers picked up too, and stock per surveyor fell during the month, meaning that the bigger... 21st January 2016 · 1 min read
UK Housing Market Data Response Bank of England Credit Conditions Survey (Q4) Lenders reported rising credit availability for both commercial and residential property in the final quarter of last year. And expected demand suggests that interest in buy-to-let is holding up... 15th January 2016 · 1 min read
UK Housing Market Data Response Halifax House Prices (Dec.) Today’s data from the Halifax revealed a slight pick up in house price growth during December. But with house prices already high and growing much faster than wages, we expect price growth to slow... 7th January 2016 · 1 min read
UK Housing Market Data Response Mortgage Lending (Nov.) Mortgage approvals for house purchase picked up in November. But the shortage of homes for sale is likely to act as a brake on transactions. Consequently, we think that mortgage lending will continue... 4th January 2016 · 1 min read
UK Housing Market Data Response BBA Mortgage Lending (Nov.) The recent easing in buyer enquiries is feeding into the mortgage market, with fewer mortgages approved for house purchase in November than in October. 24th December 2015 · 1 min read
