UK Housing Market Data Response Mortgage Lenders and Administrators Statistics (Q3) Despite a small rise in average mortgage LTVs and LTIs, a material loosening in credit conditions is not on the way. Indeed, even if a Brexit deal is reached, we expect little or no growth in mortgage... 11th December 2018 · 1 min read
UK Housing Market Data Response Halifax House Prices (Nov.) House price inflation on the Halifax index paused in November. With house prices set to stay very high relative to incomes and interest rates rising, we expect house price growth to stay sluggish over... 7th December 2018 · 1 min read
UK Housing Market Data Response Nationwide House Prices (Nov.) House price growth accelerated in November. But that didn’t alter the wider trend of slowing house price inflation. With house prices very high relative to incomes and interest rates on an upward... 30th November 2018 · 1 min read
UK Housing Market Data Response Mortgage Lending (Oct.) House purchase mortgage approvals rose in October. But that did little to offset the weakness in lending seen over the last year. Moreover, there are few reasons to believe that the latest rise is the... 29th November 2018 · 1 min read
UK Housing Market Data Response UK Finance Mortgage Lending (Oct.) Mortgage approvals for house purchase ended three months of decline with a small rise in October. But with house prices high and interest rates expected to rise next year, the outlook for lending is... 26th November 2018 · 1 min read
UK Housing Market Data Response UK House Price Index (Sep.) While house price inflation edged up in September, the wider trend is still one of slowing growth. With house prices set to stay high relative to incomes, interest rates rising and house price... 14th November 2018 · 1 min read
UK Housing Market Data Response RICS Residential Market Survey (Oct.) Falling buyer confidence and subdued house price expectations will keep the housing market flat-lining until the end of the year. Rising interest rates will then prevent it from gaining traction in... 8th November 2018 · 1 min read
UK Housing Market Data Response Halifax House Prices (Oct.) The Halifax measure of house price growth fell to a 5-year low in October, echoing last week’s Nationwide index and supporting our view of a subdued outlook for UK house prices. 7th November 2018 · 1 min read
UK Housing Market Data Response Nationwide House Prices (Oct.) According to the Nationwide, house price growth hit a five-year low in October. That result is in line with our expectation that house price inflation will subside to 1% or so next year. 1st November 2018 · 1 min read
UK Housing Market Data Response Mortgage Lending (Sep.) Mortgage approvals fell in September, leaving lending broadly flat over the last three months. Looking ahead, with house prices very high, interest rates on the rise and mortgage lenders becoming more... 29th October 2018 · 1 min read
UK Housing Market Data Response UK Finance Mortgage Lending (Sep.) Mortgage lending is on a gentle downward trajectory, as mortgage approvals for house purchase fell for a third consecutive month in September. Looking ahead, with house prices set to stay very high... 24th October 2018 · 1 min read
UK Housing Market Data Response UK House Price Index (Aug.) UK house price growth slowed a touch in August. And while today’s data points to stable London house prices, other indices point to a fall. On balance, we expect UK house price growth to slow further... 17th October 2018 · 1 min read
UK Commercial Property Data Response Bank of England Credit Conditions Survey (Q3) Banks reigned in the availability of mortgage credit in Q3, driven by risk aversion and softening house price expectations. Meanwhile, a fall in risk appetite and concerns about the economic outlook... 11th October 2018 · 1 min read
UK Housing Market Data Response RICS Residential Market Survey (Sep.) Housing market activity fell for a second consecutive month in September. That leaves little chance of a pick-up in transactions or mortgage lending before the end of 2018. And with interest rates on... 11th October 2018 · 1 min read
UK Housing Market Data Response Halifax House Prices (Sep.) The Halifax index of house prices fall in September, bringing its growth back in line with the other main indices. Looking ahead, we can see few triggers for an acceleration in house price growth. 5th October 2018 · 1 min read
UK Housing Market Data Response Nationwide House Prices (Sep.) House price growth held firm at 2% y/y in September. And on a regional basis, the South of England tended to underperform the rest of the UK. Looking ahead, we expect that regional trend to continue... 2nd October 2018 · 1 min read
